Posts with tag 'buyers'
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Buying or Selling Land in NH? Here's What You Should Know About Current Use
If you've been browsing land listings in New Hampshire or chatting with a local real estate agent, chances are you've heard the term "Current Use." And if your reaction was something like, "Wait… what does that mean?"—you're not alone!
It's a common source of confusion, but don't worry—We've got you covered. Understanding Current Use can save you money (or help you avoid unexpected costs), whether you're buying, selling, or already own land in New Hampshire.
So… What Is Current Use, Anyway?
At its core, C...
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The Badger Peabody & Smith Realty Buyer's Guide - Summer Edition Out Now!
The Badger Peabody & Smith Realty Buyer's Guide appeared in mailboxes in the greater Central NH, Mt. Washington Valley and North Country during the week of July 22nd. This eight page full color guide shares market information, properties for sale and more.
If you are a business interested in advertising in the guide, reach out to Chrissy Smith at 603-444-0951 or by email at ChrissyS@BadgerPeabodySmith.com for rates and more information.
To view the Badger Peabody & Smith Realty Buyer's Guide in digital format,
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Your Path to Homeownership: Five Essential Steps
Wouldn't it be nice to stop paying rent and finally own a home? It may seem like a pipe dream, but with some planning, it can be an achievable goal. What do you have to do to move into one of the many Plymouth homes for sale? Here are five essential steps on the path to homeownership.
- Check Your Finances
Before you can buy a home, you first need to ensure you can afford it. However, the requirements aren't as rigorous as you might think. The average down payment for first-time homebuyers is only 8%. For a $300,000 home, this means you would need to put aside $24,000. Additionally, you must provide proof of a stable job with steady income for the past two years, have a credit score of at least 620, and maintain a debt-to-income ratio under 40%. If you don't meet these criteria, don't worry. You can still qualify for a federally-backed FHA loan, which requires a down payment of only 3.5% with a credit score of 580. Even with a credit score as low as 500, you can obtain an FHA loan with a 10% down payment.
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Mt. Washington Valley Vibe Magazine Story About Ragged Mountain Equipment Products You Can Use!
Ragged Mountain Equipment is located in Bartlett, NH and is a "Made in the USA" and "Made in New Hampshire" product.Badger Peabody & Smith Realty is pleased to help market this great business for sale. Ragged Mountain Equipment is a highly recognized name in New England and throughout the outdoor industry! Here is a recent article in
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From Search to Sold: Estimating the Timeframe for Buying a House
When embarking on the journey of buying a house, one of the primary questions you might have is, "How long will this process take?" Our real estate agents understand that timing is crucial, especially in today's fast-paced market. This blog post aims to provide you with a clear understanding of the typical timeline for purchasing a home and the factors that can influence it.